• Home
  • New? Start Here
  • Contact
  • Blog
  • Skip to primary navigation
  • Skip to content
  • Skip to primary sidebar
  • Skip to footer

Real Mom Life

  • Purpose and Passion
    • Planners
    • Purpose and passion
    • Reinvention
    • Retirement
    • Starting a business
    • Volunteering
    • Working
    • Trying new things
    • Ageism
    • Giving back
    • Confidence
    • Encore careers
    • Encouragement
    • Gratitude
    • Happiness
    • Inspiration
    • Lifelong Learning
  • Adventure
    • Travel
    • Technology
    • Trying new things
    • Books and movies
    • Embracing change
    • Fun
    • Holidays
    • Pets
  • Relationships
    • Marriage
    • Friendships
    • Parenting
    • Painful parenting
    • Mothering
    • Grandparenting
    • Aging parents
    • Empty nest
    • Cancer caregiving
    • Child adoption
    • Homeschooling
    • Special needs kids
    • Life skills for kids
    • Activities for kids
  • Health and Beauty
    • Alternative health practices
    • Fashion
    • Hair care
    • Health insurance
    • Healthy aging
    • Healthy brain
    • Makeup
    • Medical issues
    • Mental health
    • Sexuality
    • Skin care
    • Sleep
    • Stress
    • Nutrition
    • Physical fitness
    • Self-care
  • Creativity and Spirituality
    • Faith
    • Crafts
    • Hobbies
    • Art journaling
    • Blogging
    • Journaling
    • Jewelry making
    • Writing
  • Home and Finances
    • Cleaning
    • Cooking and food
    • Declutter
    • Decor
    • DIY Home
    • Downsize
    • Gardening
    • Holidays
    • Organizing
    • Saving money
    • Simplify
  • Coffee Love
  • Rants, Raves and Reviews
  • Bucket List
  • Store

Finally Sorting Your Finances And What That Means

December 9, 2019 By Christine Field

This post may contain affiliate links.

One thing that can throw us off course in everyday life (or business) for that matter, is financial problems, each of us has her own way of dealing with things, but some are undoubtedly more effective than others. It does depend on many elements, such as how are you were brought up, and early adulthood experiences when we come in financially independent. But whether you are a financial genius already, or somebody that struggles with keeping on top of the bills and staying organized, there are a few tips and tricks that will help you get on top of your finances.

Photo by Sharon McCutcheon on Unsplash

Budget carefully

Most people make an effort to write about it occasionally, and many of us will have it in our head how much comes in and goes out every month, however having a stringent budget that spans over a whole year, accounting for savings, coming to mints, and extra activities, can really change your perspective. No small things that you end up spending money on every month, but never write on your budget, can be accounted for and you can reduce the chances of losing control of your finances. And if you use tools such as data software and CRM systems, which you can click here to find out more about. Once you know exactly where you stand, and you have a separate account for your bills, and everything is in one place, you will find a sense of confidence around your finances. Many people are actually fearful of checking their bank accounts occasionally, since losing control of finances is, unfortunately, a common problem. But once you have a clearer idea, and a plan when it comes to your financial situation, then you will feel much better.

Emergency fund

It’s not nice to have to think about potential emergencies, but if you own a car or house, these are times where you may need to have an emergency fund to ensure that you aren’t porch short and end up in debt after an unexpected situation arises. We all know we should have savings, but it isn’t always as easy as that and having a specific account purely for emergency funds, is advisable. It is easier said than done, but many people sleep much better at night when they know that they have an emergency fund available to them.

 

Side hustle

A great way to increase your financial stability is to ensure that you have little extra income from somewhere in addition to your primary employment/self-employment. It doesn’t necessarily have to be working for someone else. Still, plenty of people have started small companies from the comfort of their own home, due to the opportunities that the Internet brings this, such as being able to simply set up your own website, and become a registered small business owner easier than ever before.

It takes a lot of courage and conviction to take control of your finances if you’ve ever had trouble with them before. But asking for help, and taking control for yourself, is something that you won’t regret. So pick up your spreadsheets, and get login everything down so that you can see where your strengths and weaknesses are with your finances.

Filed Under: Home and finances, Saving money, Uncategorized Tagged With: organizing finances

Previous Post: « Showing Appreciation to Those You Love with Something Homemade
Next Post: Taking Care of Your Kids When You’re Unwell »

Reader Interactions

Primary Sidebar

FacebookInstagrammailPinterestYouTubeTwitter

Hi, I’m Christine

Have you been a wholehearted mother, but time, toddlers and teenagers have moved on? If you are wondering what comes next for you, you’ll feel right at home here.

Or, are you a mom for whom family life has been non-Pinworthy and parenting has been downright painful? I hear ya. There are many of us around.

Are you looking for a life full of exploration and adventure after the nest empties, but maybe you have no idea how to go about doing that? Stick around! We’ll explore adventures together to help you gain more clarity for your own path.

After a couple decades of writing books and articles about parenting, homeschooling and adoption, speaking to homeschoolers and other parent groups, and reaching out to the mom in the trenches who was trying to make the best of it - my kids grew up. Some grew up and grew away. I was determined to find a way out of the pain, emptiness and lack of direction.

For many of us, the journey starts with something we moms are not accustomed to. After years of caring for and serving others, sometimes we forget the beauty and wonder of US. We need to spend some time getting to know the parts of ourselves that have lain dormant, and take the time to explore interests and passions that we set aside.

I’d like to invite you to get the “What’s Next for Mom” workbook and jump into this growing tribe of Moms who are emptying the nest and filling the life! Let’s reignite your Mojo after Mothering!
Read More…

Visit my Amazon Influencer Storefront

www.amazon.com/shop/christine.field.7505

Search the Blog

Want to Search For Something?

Disclosure and Privacy Policy

Real Mom Life is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

 

Cookie policy

This website will store some information about your preferences on your own computer inside a tiny file called a cookie.  A cookie is a small piece of data that a website asks your browser to store on your computer or mobile device. The cookie allows the website to remember your actions or preferences over time.

You can delete all cookies that are already on your computer, and you can set most browsers to prevent them from being placed. However, if you do this, you may have to manually adjust some preferences every time you visit a site, and some services and functionalities may not work.

Most browsers support cookies, but you can set your browser to decline them and can delete them whenever you like. You can find instructions here for how you can do that on various browsers.

This website uses cookies to

1) Identify you as a returning user and to count your visits in traffic statistics analysis

2) Remember your custom display preferences (such as whether you prefer comments to display all-collapsed or not)

3) Suggest any recent searches you’ve made on our site

4) Provide other usability features, including tracking whether you’ve already given your consent to cookies

Enabling cookies is not strictly necessary for the website to work but it will provide you with a better browsing experience.

The cookie-related information is not used to identify you personally and is not used for any purpose other than those described here.

There may also be other types of cookies created after you’ve visited this website. This site uses Google Analytics, a popular web analytics service that uses cookies to help to analyze how users use the site. The information generated by the cookie about your use of this website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of another website, compiling reports on website activity, and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google undertakes not to associate your IP address with any other data held by Google.

Third Party Advertising

This site has third-party advertising companies serving ads to you when you visit. These companies may store information about your visits here and to other websites in order to provide you with relevant advertisements about goods and services. For example, if they know what ads you are shown while visiting this site, they can be careful not to show you the same ones repeatedly.

These companies may employ cookies and other identifiers to gather information which measures advertising effectiveness. The information is generally not personally identifiable unless, for example, you provide personally identifiable information to them through an ad or an email message.

They do not associate your interaction with unaffiliated sites with your identity in providing you with interest-based ads.

This site does not provide any personal information to advertisers or to third party sites. Advertisers and other third-parties (including the ad networks, ad-serving companies, and other service providers they may use) may assume that users who interact with or click on a personalized ad or content are part of the group that the ad or content is directed towards (for example, readers in the Pacific Northwest who read certain types of articles). Also, some third-party cookies may provide them with information about you (such as the sites where you have been shown ads or demographic information) from offline and online sources that they may use to provide you more relevant and useful advertising.

To learn more about what options you have about limiting the gathering of information by third-party ad networks, you can consult the website of the Network Advertising Initiative.

You can opt out of participating in interest-based advertising networks, but opting out does not mean you will no longer receive online advertising. It does mean that the companies from which you opted out will no longer customize ads based on your interests and web usage patterns using cookie-based technology.

Sharing Information

This site does not sell, rent, or disclose to outside parties the information collected here, except as follows:

(a) Affiliated Service Providers: This site has agreements with various affiliated service providers to facilitate the functioning of the site. For example, the site may share your credit card information with the credit card service provider to process your purchase. All administrative service providers that this site uses are required to have the same level of privacy protection as this site does, and therefore your information will be handled with the same level of care. Additionally, for example, this site may use analytic or marketing services such as Google Analytics, Google Adsense, Taboola, or RevContent, to which collection you hereby unconditionally consent.

(b) Where required by law: This site may share the collected information where required by law, specifically in response to a demand from government authorities where such demand meets the legal requirements.

(c) Statistical Analysis: This site may share Non-Personal Information and aggregated information with third parties, including but not limited to for advertising or marketing purposes. No Personal Information will be shared in this manner.

(d) Transactions: In connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition, or in any other situation where Personal Information may be disclosed or transferred as a business asset.

How To Opt Out Of Interest-Based Advertising


Opting Out of Interest-Based Advertising Services: This website is a member of the Network Advertising Initiative(NAI) and adheres to the NAI Codes of Conduct as described on the NAI website. This website also adheres to the Digital Advertising Alliance (DAA) Self-Regulatory Principles. For a description of the DAA Program, please visit the DAA website.

Opting Out of Interest-Based Advertising by Third Parties: To find out more about interest-based advertising on the internet and how to opt out of information collection for this purpose by companies that participate in the Network Advertising Initiative or the Digital Advertising Alliance, visit NAI’s opt-out page or DAA’s Consumer Choice Page.

 

Footer

About Christine

FacebookInstagrammailPinterestYouTubeTwitter

At Real Mom Life, my passion is to provide resources and reassurances for moms facing the surprising challenges of family life. In my writing and speaking, I explore solutions to unexpected issues in adoption, homeschooling, special needs, and more while encouraging moms to extract the maximum joy out of each day. Read More…

Real Mom Life

Real Mom Life

10339 S. Kostner Ave.

                              Oak Lawn, IL 60453

 

Copyright © 2023 Real Mom Life on the Foodie Pro Theme