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Are You Ready For Adulting?

June 28, 2021 By Christine Field

This post may contain affiliate links.

 

If you’re over a certain age, you’re probably starting to think about all the life skills you’re going to need to take you to the next stage of your life. Let’s say you’re fresh out of university, you have just realized you need to start applying for jobs and maybe if you have a job already, you’d like to start looking for a place to live. You may even be approaching or in your thirties and still have no clue what you want to do with life and feel like you haven’t progressed in the slightest. It is ok, life moves at your pace sometimes and we all progress at different stages. What is success to one person may not be to another, and measuring our lives on others will never be helpful. So what is there to do as an adult in the millennial world? There’s a break down of all the things you’ll need to look at as you move into this new chapter. Such as setting up all your direct debits for payments such as road tax, home insurance, credit card finances, home bills, student repayments and any other costs that may incur along the way such as healthcare and any fines. So let’s look at them in a little more detail. 

 

adulting

Photo: Pixabay 

 

  • Car insurance – have you budgeted for this if you own a car or if you’re thinking of owning a car. All the costs that come with a car such as MOT and fuel will add up.
  • Health Insurance. While we’re talking about insurance, have you looked into your MEWA health insurance plan options? You need to protect your health as much as possible and the right health insurance is the way to do that. Take your time researching, though, as you could consider a range of different options to match your health needs. Health is not a joke and the wrong type of insurance can slow you down if you become unwell.
  • Mortgage advisor fees – if you want to buy a home, then you will need to provide lots of information about your income, your savings and you’ll need to probably put down some kind of deposit. Or let’s say you’re at a point where you are wanting to sell your parents’ home or a relative’s home, you can look at Gem Homes to make the process easier. 
  • Credit Cards – if you own a credit card, that’s great. It will help build up your credit score and show future investors that you can handle finances. Don’t overspend on your card too much so you can’t repay, as that will not work in your favor. Also try to pay off a relatively hefty payment each month to avoid a build up of interest. 
  • Bills – you will probably have some form of direct debit set up on your statement for some kind of home bills; whether or not you’re living at home and you pay board for your living costs, or if you already pay monthly bills for gas, electricity etc, this is something you’ll need to budget for if you’re moving in on your own of course. As well as taxes and home insurance but there are many ways to find good inexpensive cover. 
  • Student bills – if you’ve studied at university, then you will probably have some repayments! Education fees don’t come cheap but usually you will only have to pay a small amount back every month and this is dependent upon your income. So don’t let the fear of studying put you off from progressing with your life. Student debt is one of the most common debts and there are ways to get help with repayments!

 

So there you have it. Being an adult is tough, but being aware of all the costs that you may need to budget for will help you towards a more positive future!

 

 

 

Filed Under: Home and finances Tagged With: adulting, ready for adulthood

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Hi, I’m Christine

Have you been a wholehearted mother, but time, toddlers and teenagers have moved on? If you are wondering what comes next for you, you’ll feel right at home here.

Or, are you a mom for whom family life has been non-Pinworthy and parenting has been downright painful? I hear ya. There are many of us around.

Are you looking for a life full of exploration and adventure after the nest empties, but maybe you have no idea how to go about doing that? Stick around! We’ll explore adventures together to help you gain more clarity for your own path.

After a couple decades of writing books and articles about parenting, homeschooling and adoption, speaking to homeschoolers and other parent groups, and reaching out to the mom in the trenches who was trying to make the best of it - my kids grew up. Some grew up and grew away. I was determined to find a way out of the pain, emptiness and lack of direction.

For many of us, the journey starts with something we moms are not accustomed to. After years of caring for and serving others, sometimes we forget the beauty and wonder of US. We need to spend some time getting to know the parts of ourselves that have lain dormant, and take the time to explore interests and passions that we set aside.

I’d like to invite you to get the “What’s Next for Mom” workbook and jump into this growing tribe of Moms who are emptying the nest and filling the life! Let’s reignite your Mojo after Mothering!
Read More…

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About Christine

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At Real Mom Life, my passion is to provide resources and reassurances for moms facing the surprising challenges of family life. In my writing and speaking, I explore solutions to unexpected issues in adoption, homeschooling, special needs, and more while encouraging moms to extract the maximum joy out of each day. Read More…

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